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FEATURE PROPERTY:
Located just on the edge of the village of Kenbridge in Southern Virginia, this 3 B/R, 2 Bath ranch is a move-in ready, comfortable, spacious, and quiet neighborhood property that is ideal for the starter family or a retired couple looking to downsize. Close to town and a 1.3 mile walking trail. For more details, go to my United Country website by clicking on the tab on my blog front page. or email me at sms@embarqmail.com .
A CONSUMERS GUIDE TO MORTGAGE FINANCING:
Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage?
The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms. Remember that, along with the potential benefits to refinancing, there are also costs.
When you refinance, you pay off your existing mortgage and create a new one. You may even decide to combine both a primary mortgage and a second mortgage into a new loan. Refinancing may remind you of what you went through in obtaining your original mortgage, since you may encounter many of the same procedures--and the same types of costs--the second time around.
For more information log on to:
http://federalreserve.gov/pubs/refinancings/default.htm
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